USC Dornsife College Of Letters Arts and Sciences

University of Southern California

Wealth Building Workshop Resources

Wealth Building Workshop Resources

Wealth Building Workshop Resources

The USC Cecil Murray Center for Community Engagement is hosting Wealth Building Workshops at churches throughout the Los Angeles area, in partnership with CIT/OneWest Bank. The following resources are discussed in the workshops.

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Personal Finance Empowered
CIT/OneWest Bank provides information on money basics, savings and investing, preventing elder fraud, planning and managing retirement, paying for college and buying a home. Use their Roadmap to Financial Strength to access personalized learning according to your needs.

Personal Finance Resources

The following files will open in Excel.

Personal Budget

Family Monthly Budget

College Budget

COVID-19 Financial Assistance Programs

Small business owners, entrepreneurs, faith communities and nonprofit organizations may be eligible for the Paycheck Protection Program. For more information about this program and links to participating financial institutions, please see the Murray Center’s page on COVID-19 Resources for Faith Communities.

Stimulus Payments
As part of the federal CARES Act, individuals may be eligible to receive payments from IRS of up to $1,200 per individual in 2020 and for $500 per qualifying child in 2021.

California Pandemic Unemployment Assistance
As part of the federal CARES Act, the new Pandemic Unemployment Assistance (PUA) program helps unemployed Californians who are business owners, self-employed, independent contractors, have limited work history, and others not usually eligible for regular state UI benefits who are out of business or services are significantly reduced as a direct result of the pandemic.

Mortgage Relief
A new federal law put in place two protections for homeowners with federally or Government Sponsored Enterprise (GSE)-backed mortgages. The Consumer Financial Protection Bureau provides information on these programs, plus information if you don’t have a federally or GSE-backed mortgage.

COVID-19 Renter Protections
To assist residential renters who have been economically impacted by the Coronavirus, the Mayor and the City Council have adopted tenant protections on evictions and rent increases in the City of Los Angeles.

SoCal Gas CAREs 20% Discount Assistance Program
If you have recently lost your job, even if you are receiving unemployment benefits, you may qualify for 20% off your natural gas bill with our CARE program. It only takes a few minutes to apply and no additional documentation is required.

SoCal Edison Assistance
SoCal Edison is temporarily suspending service disconnections and waiving late fees by request. If you are having trouble paying your bill, SoCal Edison encourage you to contact the SCE Customer Contact Center to talk about a payment extension or arrangement. If you have lost your job recently or your income has changed, you may also qualify for a reduced energy rate through the:

SoCal Edison $300.00 Energy Assistance Fund

  • The Energy Assistance Fund provides up to $300 to eligible customers once a year.

SoCal Edison CARE Discount Assistance Programs

  • California Alternate Rates for Energy (CARE) reduces energy bills for eligible customers by about 30%.
  • Family Electric Rate Assistance (FERA) reduces electric bills for qualified households by 18%.

Homeownership Resources

Home Ready First Time Home Buyer Program
Prepare for possibly the largest purchase of your life with this course from Fannie Mae and Framework.

Small Business Resources

The Opportunity Fund
The Opportunity Fund provides microloans for small business owners in California, expanding access to financial services to businesses too small or young to access traditional loans.

Resources from the City of Los Angeles

Business Stakeholders
The City of Los Angeles provides a variety of services for businesses, including loan programs, the Minority Business Development Agency, tax resources and information about city contracts. Visit this page to find links to these services.

L.A. Business Portal
The L.A. Business Portal provides you with all of the information you need to plan, start, manage, and grow your business. Try the Start Up Guide to quickly map out how to register your new business and be compliant. Explore a rich library of content and resources to help you manage and grow your business.

Private Citizens
The City of Los Angeles provides many resources for individual residents, from the Department of Water and Power to cultural and recreational activities. Visit this page to find links to these services, including 311, animals services, housing, transportation and parking, utilities and more.

Employment
On this page, you will find links job boards for the City of Los Angeles, the fire or police departments, the airport, the Department of Water and Power and more. You will also find information about job boards and job training programs, including resources for financial aid, computer classes, youth programs, internships and volunteer programs.

Housing and Homelessness
The Los Angeles Homeless Services Authority provides information for people in need of shelter as well as well as tools for providers, including information about applying for funding and securing contracts. 

Hotline: (213) 225-6581 (Monday through Friday, 7:30 a.m. to 4:30 p.m.)
Shelter Hotline: 1-(800) 548-6047 (Daily After 5 p.m.)
TDD: 1-(800) 660-4026 (for the deaf and hearing disabled)
L.A. County: Homeless families can dial 211 or visit 211 L.A. County.

 

Wealth Building Workshops

Find out how to take control of your finances and shape the future of your community at one of our Wealth Building Workshops (part of the Financial Fitness Program). You’ll get help with:

  • Buying a home
  • Getting rid of debt
  • Saving for the future
  • Paying for college
  • Repairing your credit
  • Starting or growing a business
  • Planning for retirement

All workshops are open to the public, held at churches throughout Los Angeles. Click here to find out about future workshop dates or to find out how you can host a workshop at your church.