USC Dornsife College Of Letters Arts and Sciences

University of Southern California

Wealth-Building Resources

Budgeting & Personal Finance

This resource guide includes links discussed during the USC Cecil Murray Center’s workshops on building wealth. Join us for our next workshop:

Construya su Riqueza: Un almuerzo y aprendizaje virtual

The presentation will be English with Spanish translation available. The materials will be in Spanish.
La presentación será traducida del inglés al español y los materiales estarán en español.

Miércoles, 30 de Marzo de 2022 a las 12:30 pm PST
Inscríbase en:

Wednesday, March 30, 2022 @ 12:30 pm PST
Register here:

Budget Templates

A budget is a plan of action. The following tools allow you to track your income and expenses so that you can see how much you are spending and give every dollar a job.

If you use Microsoft Office products, you can download the files in Excel. You can also open them in Google Sheets (view only). In order to use the Google Sheet, select “Make a copy” under “File,” and it will save a unique version of the budget template in your Google account. 

Personal Budget:

Family Monthly Budget:

College Budget:

Credit Scores

You can check your credit score for free at the following websites:

Learn more about your credit score from the Consumer Financial Protection Bureau.

Debt Reduction

If you need help getting rid of debt, it’s recommended that you seek credit counseling from an approved agency. Not all debt-relief services may be advantageous, and some may be fraudulent. The Federal Trade Commission and the Consumer Financial Protection Bureau both provide guidelines on how to find a trusted agency, and the Department of Justice lists approved agencies on their website (search by state and district).

InCharge Debt Solutions is a non-profit debt consolidation company listed on the approved credit counseling agencies. In this blog post, InCharge shares about three debt consolidation methods: non-profit debt consolidation, debt consolidation loans and debt settlement. It also has financial information and resources specifically for African Americans.

Personal Finance Empowered

CIT/OneWest Bank’s Personal Finance Empowered website provides information money basics, including savings and investing, preventing elder fraud, planning and managing retirement, paying for college and buying a home. Use their Roadmap to Financial Strength to access personalized learning according to your needs.

Build Your Wealth – A Virtual Lunch and Learn

Find out how to take control of your financial future. Join us for our next workshop:

Wednesday, February 23, 2022 @ 12:30 pm PST

Register here: